So we have been in a financial crap hole for some time now. Well actually from the day I was 1st with my husband. You see his crazy ex wife was nuts when it came to $. She would take credit cards and max them out just because she was mad. She would take checks from active and inactive bank accounts and bounce them all over town. Just for the simple joy of spending $ that wasn't there. I don't know why she did this. This type of thing makes no sense to me. Years ago, so long ago I couldn't even tell you when it was my husband and his then crazy wife had to file for bankruptcy just to have a shot of surviving. Looking at the things that were listed yes all were in my husbands name but none of them were actually his screw ups. All were medical bills she had put in his name, maxing out of his credit cards, her bouncing their checks. Well bankruptcy fixed things for a while and he was able to buy a truck one day. But the evil wife stuck again doing the same things. However my husband decided not to file again. Who does it 2x anyway. Instead he filed for divorce. He hated his wife with a passion and knew this would always be the cycle that continued if she was around. So gone she went. She continued to do the same things but at least it was in her own name. It's something that has always effected us in the 7 years my husband and I have been together. We hadn't been able to get a loan for a house or car. Some places we couldn't write checks unless we paid off her debt. She did this to us. It was her fault our life was this way. We didnt do anything wrong. I till I read this book called "How To Reduce Your Debt Overnight" by Thomas Corson-Knowles. This guy is a damn genius. He really is. He made me totally reevaluate our situation. Yes I know the ex wife did these things. Some from when my husband and her were married and some now (she just recently put $30,00 in medical bills in my husbands name). But it's our fault too. 1st is my husband. Yes she did this to him but he allowed it. He complained nonstop about what she was doing. Grew to hate her for it. But never stopped it. Yes he attempted by taking away financial access for a while but he would always give it back to her. He gave her the power to screw him over. His fault. My fault...I also sat and whined about how it was affecting me. What I should have done is just sucked it up, paid the debts from her that were affecting us and then gone after her in court. Yes I would have had to find a way to pay her bills as well as my own but damn it I would have been able to do the things we wanted with better credit. But I didn't. I just let it build and build. Well after reading that book I decided I was done with letting the past defeat my future. What I am going to do is create opportunities to make that money to better my life. I'm not bettering hers by paying them. I'm bettering mine. My opinion. Was different before this book. So what am I doing now... Well, I just started writing a book. It's along the lines of crime, murder mystery. Ill get to kill off the w wife and give myself a little smile in the process. I've also started this blog as you can see. Everyday I am finding a new way to make $. Even if its only $3. $3 is closer to my goal then $0. Yesterday I found some scented wax bars I bought a while ago at a huge discount. So I threw them up in eBay and will sell them for a small profit. Yes a small profit is still a profit. Today I'm going to whip up a crochet baby hat and throw that on my Etsy store. My husband is going to also find things to throw on there. Whether found or created. We will be changing our lives. We will not except the bullshit in our lives anymore. We will make it better no matter how many times we fail. You can't succeed without failing. Btw, about that $30,000 worth of medical bills the ex put in my husbands name. Well we actually got off our butts and talked to the collection lawyer about it. All we have to do is bring in the divorce decree and she will remove everything from my husbands name. How simple is that. We can do that when we run to town for milk or diapers. And to think we were just gonna take the screwing she was trying to give us. Haha sorry not today honey cuz we are DOING now. We are not trying. To survive anymore. We will survive. DO what you need to DO. don't settle for less then you deserve and you deserve a lot. Ill let you all know her reaction when she finds out that we are able to remove his name and leave it solely her responsibility.
Good luck to you all
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